You can pay for business cyber insurance in three ways: Debit card Monthly direct debit Annual direct debit We’re flexible, since we know people like to pay in a way that suits them.

Examples of cyber crime often make the news. For instance, the WannaCry ransomware attack, which hit the NHS in 2017(external link). Out of the headlines, ordinary people can lose lots of money over mass phishing attempts. See these examples of cyber attacks.

Yes, cyber criminals often target small and medium-sized enterprises. Most SMEs use technology, from financial services firms, to hair salons with digital booking systems. Read our Cyber Readiness Report to discover cyber risk profiles for small and large firms. We’ve also looked at the tech, media and telecommunications sector.

Yes, a customer had fallen victim to hackers after upgrading their IT systems. Once in, the hackers locked their servers. The customer contacted us for help. We drafted in specialists to regain control of the servers and manage reputational damage. They also spotted gaps in cyber security systems. Read the full story.

It may be prudent to consider cyber security and insurance from the start. Firms of all sizes are at risk. Start-ups may encounter social engineering trickery, like phishing. Meanwhile, any company with a website could experience hacking or breaches.

The Financial Conduct Authority (FCA)(external link) instructs firms to make their policies searchable. This has applied since 2011. It lets current and former staff check for employers’ liability policies.