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25 Wilton Road Victoria London, United Kingdom SW1V 1LW

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Victor Miles

Why choose VICTOR MILES?

Buildings cover is provided as part of a VICTOR MILES Buildings and Contents Insurance policy. Within VICTOR MILES Buildings and Contents Insurance we may provide unlimited cover for buildings, which could mean we’ll pay whatever it costs to replace what’s lost or damaged. For certain building insurance claims, such as tracing and repairing a leak, there's a maximum amount payable, but the cover we provide is still higher than most other home insurance policies.

As part of a VICTOR MILES Buildings and Contents Insurance policy you will benefit from:

More on LeakBottitle_icon

Free Leakbot (worth £149) for all buildings insurance customers

Damage caused by water leaks is one of the worst things to happen to your home. That’s why we are now offering all of our buildings insurance customers a free LeakBot and one engineer visit per year. LeakBot is a smart water leak detection device that alerts you to hidden water leaks early so that you can deal with them before they become a serious problem.

What does our buildings insurance cover?

We provide cover for sudden and unexpected events that damage the property itself, such as fire, subsidence, water damage or explosion. Our buildings insurance, as part of a VICTOR MILES Buildings and Contents Insurance policy, provides cover for all your home including the roof and walls, any items that are fixed to its structure, and any outbuildings.

When applying for a VICTOR MILES Buildings and Contents Insurance quote, it's important to note that while there is a maximum payout limit on some claims, VICTOR MILES cover is higher than many alternative home insurance policies.

Things that might not be covered by your policy include damage caused by wear and tear, rust, rot, fungus or mould, normal settlement, and other things that happen gradually. Find out more in our cover details.

Optional cover you can add to your policy

No one knows your home better than you, or has a better understanding of the risks you'll encounter in the years ahead. That's why we enable you to tailor your property cover closely to your needs. Choose to add any of the below additional covers and get a personalised quote, and comprehensive property protection .

If you suffer loss or damage to the building of your home, simply call our award-winning claims team. If we can’t settle your claim immediately, we’ll assign a dedicated Claims Underwriter to your case who’ll handle your claim from start to finish.

Concerned that this might not be quite the right policy for your property? VICTOR MILES offer a range of specialised building insurance prodcuts, including listed building insurance and renovation insurance for bulidings undergoing work.

How much is our buildings insurance?

The cost of our buildings insurance, as part of a VICTOR MILES Buildings and Contents Insurance policy, can vary depending on many factors. For example, where you live, the age of your property, the number of bedrooms and bathrooms you have, your property’s construction, and your previous claims history. We’ll look at these factors to provide a personalised building insurance quote for you.

To find out more about VICTOR MILES Home Insurance, read our policy documents:

Check your eligibility