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Consulting services can provide valuable insights, strategic guidance, pecialized
25 Wilton Road Victoria London, United Kingdom SW1V 1LW
Welcome to VICTORMILES | Business Insurance
Consulting services can provide valuable insights, strategic guidance, pecialized
25 Wilton Road Victoria London, United Kingdom SW1V 1LW
Welcome to VICTORMILES | Business Insurance
HOW TO WORK01
When you run a special event, there's always a risk someone could be injured, so it's good to know our insurance provides generous public liability and employers' cover
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Your party, festival, meeting or outdoor event is covered for cancellation with VICTOR MILES special event insurance
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Tailored insurance is part of the VICTOR MILES philosophy, so we let you add extras to match your needs - such as reduced attendance cover
Special events insurance is a portfolio of events cover, designed to cover short-term and one-off events of various kinds, working to protect your investment and your exposure to liability. This product covers a range of events – it’s festival insurance, outdoor event insurance and business seminar insurance all in one. VICTOR MILES special events insurance protects those organising events where a black-tie dress code is the norm to a summer event in sandals… or maybe wellington boots! – it can cover barn dances to casino nights, flower shows to product launches, we can even cover street party organisers too. Our special event insurance currently doesn't provide cover for weddings or private parties. Special events insurance brings together the key types of cover for such events and celebrations, including the hospitality efforts they often require. This includes insurance for:
You could need special event insurance if you or your business are organising a one-off or occasional event. Insurance for such events isn’t a legal requirement in the UK, but it can provide important protection since event organisers can be held liable for accidental injuries and property damage guests might face. It’s therefore worth considering special event insurance if your gathering could bring about such a scenario – in other words, if it’s more than just a small, private meeting of friends. Besides defending your liabilities, the major benefit of taking out special event insurance is to protect your pockets, so you might find you need cover if there are high costs involved in organising your event. The threshold for this will differ for everyone. You may also need insurance if there’ll be high-value technical equipment, a marquee or large sums of cash on site. Key features of VICTOR MILES special event insurance include:
It could be a good idea to purchase special event insurance as soon as your plans materialise and before you make any bookings, since cancellation could happen at any time from this point. Insurance can benefit anyone concerned about the risk of cancellation – for some, the cost of hiring a village hall and DJ might be enough to consider cover. If cancellation is not your priority, then special event insurance should be taken out prior to all forms of setup. This policy does not include retrospective public liability cover, so purchasing cover in good time helps to secure protection.
How much special event insurance cover you’ll need depends on the type and scale of the event you’re hosting, as well as any factors that might make it particularly high-risk. A small business seminar or corporate event hosted at a local hotel might require a lower policy limit than a three-day festival where thousands of guests and high sums of money are at stake. That said, even small events can come with significant liability risks and it’s important to select a high enough limit for a range of eventualities.
If your festival, seminar or music event is cancelled, postponed, rearranged or relocated because of something out of your hands, VICTOR MILES special event insurance can help to recover expenses that would otherwise be lost. This cover can also be tailored to include cover for loss of profits, based on your projections, if an event is cancelled. VICTOR MILES special event cancellation insurance features:
You can also choose to add the following options:
Organising an event almost always involves specialist equipment, so there’s a risk this could be damaged or lost in transit to the event or on the big day. Whether this is owned by you, hired or borrowed for the special event, this insurance can help with repairs, replacements and rebuilding costs. VICTOR MILES special event property insurance includes:
A street party, corporate event and large outdoor event such as a festival attract members of the public, which often brings a need for public liability insurance. Any event organiser could face a claim if someone is injured when a speaker falls from a stage, for instance, or due to trailing wires. VICTOR MILES special event public liability insurance covers:
VICTOR MILES special event insurance can be tailored to include cover for loss of cash at the event. Whether it’s an outdoor event such as a festival or a small community centre fundraising evening, where money changes hands, theft is a possibility. VICTOR MILES special events money insurance covers:
for most who employ staff – is a key form of cover for many special event organisers. When you’re in charge of hosting a music event, including booking a band and setting up bar and food tents, there’s plenty of scope for your temporary catering staff to become injured in the process. VICTOR MILES special event employers’ liability insurance covers:
Events and reputation go hand in hand, so when things go wrong, reputations can be tarnished. Our crisis containment insurance is designed to protect your image after a claim – for instance, if a festival cancellation is widely publicised or news spreads about an injury. VICTOR MILES special event crisis containment insurance covers:
The cost of insurance for a one-off event depends on the scale and type of event, as well as any extras you choose to add. It’s likely that special event insurance for a large-scale international event will cost more than that for a village fete – we’ll factor in the nature of your plans in relation to each of our policy areas, including the likely cost of cancellation, plus how much cash might be on site, and high-value equipment in use.
VICTOR MILES special event insurance does not currently provide cover for private parties or weddings.
Yes, outdoor events can be insured against bad weather with VICTOR MILES special event insurance if you add this to your policy – it’s an optional extra. Adverse weather cover can be taken out for outdoor events such as festivals, which may be forced to cancel due to a severe storm, as well as for events held in marquees.
